Kansas has required that people driving motor vehicles must carry a minimum of $25,000.00 per person and $50,000.00 per accident. In Kansas, the uninsured and underinsured motorist limits must meet the same level of coverage as your bodily injury liability coverage unless you sign a knowing rejection of the higher limits of coverage. See K.S.A. 60-284 for statutory definitions. I always recommend that you carry at least $250,000.00 per person and $500,000.00 per accident because it is highly likely to get hit by an uninsured driver or an underinsured driver who has less coverage than you do. When you are in an accident, the odds of getting hit by an uninsured car driver are very high in Kansas. On a weekly basis we have several calls a week where the caller who has been injured got hit by an uninsured motorist who let their insurance lapse.
The Wichita Eagle ran a news story in 2017 about a Sedgwick County Sherriff’s deputy who watched cars go through an intersection for about 5 minutes and counted 11 out of 15 drivers were on their phone. Every week we see more and more personal injury victims who have had some careless driver who was also uninsured and texting, talking or mapping on their cell phone use. Some studies have concluded that 70-80% of drivers on the roadway are talking, texting or looking at Google Maps or on Apple Maps. These careless drivers cause injuries to drivers, passengers, motorcycle riders, pedestrians and bike riders. When they do this, you have to pursue your uninsured motorist coverage or you have no way to be compensated for your injuries.
Call your agent right now and tell them that you want to up your limits. You never know when you are going to be in a car wreck, truck wreck, and motorcycle accident or have an injury with a semi or other commercial motor vehicle.
When you have a question about insurance coverage you can call Brad Pistotnik Law for free legal advice. You can trust us to answer your questions for free and you can hire us with no money up front. We only get paid if we win.Call in the Bull! ® We are Brad Pistotnik Law. ® We are Abogado El Toro. ® Hire the Real Brad. ® Call in the Bull. ® Call us at 1-800-241-BRAD or call us on our local line at 316-684-4400. You can call Brad Pistotnik on his cell at 316-706-5020. You can call Tony Atterbury on his cell at 316-617-9237. You can call from Western Kansas at 620-THE-BULL. Our office is located at 10111 E. 21st St. N., Suite 204, Wichita, KS 67206. We are the Bull Attorneys!