How many uninsured motorists are on the road? Is it legal to operate a motor vehicle without proper insurance? It is estimated that approximately 13% of motorists drive without automobile insurance coverage. In Kansas, Texas, Oklahoma, Florida, Missouri, and Illinois, it is mandatory for drivers to maintain insurance on their automobile.
The only state that does not require motorists to carry insurance is New Hampshire, which has an uninsured motorist rate of 9.9%. From 2003 to 2010, the rate of uninsured motorists there declined. However, since 2010 the numbers have steadily trended upwards, which increases the risk for pedestrians, motorcyclists, and other motorists.
The number of uninsured motorists on American roads remains high. While the rate remained steady at 13% from 2014 to 2015, the number of uninsured motorists has crept steadily upwards since 2010. Roughly one in every eight drivers does not have coverage for accidents they may be responsible for under Kansas accident liability laws. Florida had the highest rate of uninsured drivers at nearly 27%, while Nebraska had 6.8%, Illinois had 13.7%, Texas had 14.1%, and Missouri had 14%. Oklahoma had a rate of 10.5%, which is high, but was 15% lower than the number recorded in 2012.
For comparison, approximately 7% of drivers in Kansas are uninsured. When one of these drivers is involved in an accident, Kansas accident liability law allows individuals to file claims against their own uninsured/underinsured insurance policy. Kansas law requires motorists to carry automobile insurance coverage on their vehicle. Failure to carry proper coverage can result in fines and other penalties, including license suspension or imprisonment.
Nationwide, the average value of an uninsured motorist claim is $20,000. While there are many reasons drivers choose not to secure coverage, these reasons do not excuse them from their legal liability. When an uninsured motorist is involved in an automobile accident that causes property damage, personal injuries, or a wrongful death, they can be held liable under Kansas accident liability law for the expenses caused by their negligence. We always recommend that you carry a minimum of $250,000.00 per person and $500,000.00 per accident for bodily injury liability and maintain equal limits of uninsured and underinsured motorist coverage.
Brad Pistotnik Law is a Kansas accident liability attorney, car accident attorney, lawyer, and abogado with attorneys, lawyers, and abogados who represent clients in Kansas, Oklahoma, Nebraska, Texas, Florida, Missouri, and Illinois who experience personal injuries in a motor vehicle accident and the survivors of those who suffer a wrongful death. Whether the accident occurred in Wichita, Liberal, Garden City, Coolidge, Granada, Syracuse, Johnson City, Manter, Ulysses, Hugoton, Leoti, Scottsbluff, Ness City, Jetmore, Sublette, Plains, Meade, Dodge City, Guymon, Hough, Eva, Hardesty, Tyrone, Turpin, Woods, Texhoma, Julesburg, Ashby, Hyannis, Guymon, Borger, Prairie Village, Newton, Leavenworth, Atchison, Aurora, Peoria, El Dorado Springs, Pekin, Morton, Claysville, Kremlin, North Enid, Waukomis, Marshall, Covington, Walker, Lamont, Chicago, Leawood, Merriam, Wamego, Liberal, Ulysses, Satanta, Hays, Colby, Kingman, Manhattan, Salina, Newton, Wellington, Hutchinson, McPherson, Emporia, Kansas City, Lawrence, Junction City, Beloit, Phillipsburg, Osage City, Cottonwood Falls, Fort Scott, Uniontown, Arma, Girard, Blue Springs, Braman, Blackwell, Rockford, Schaumburg, St. Augustine, Columbus, or elsewhere in these states, our car accident attorney team works with our clients as they pursue Kansas accident liability compensation.
We are Brad Pistotnik Law. ® We are Abogado El Toro. ® Hire the real Brad. ® Call in the Bull. ® We are the Bull Attorneys! ™ Call us at 1-800-241-BRAD or call us on our local line at 316-684-4400. Our firm gives free legal consultations on weekends. We give emergency legal consultations on weekends, holidays and at night time. You can call Brad Pistotnik on his cell at 316-706-5020. You can call Tony Atterbury on his cell at 316-617-9237. You can call from Western Kansas at 620-THE-BULL. Our main office location is at 10111 E. 21st St. N., Suite 204, Wichita Kansas 67206. Our Garden City office is at 3102 E. Kansas Avenue, Suite 100, Garden City, Kansas 67846. We always give free consultations and we answer the phone 24/7 and on weekends and holidays for free legal consultation.
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